MBT is a free mobile banking app developed by Montecito Bank & Trust for iPhone users. With this app, users can conveniently monitor their accounts, make deposits, transfer funds, pay bills, and even send money to friends and family.

The app offers a range of features to help users manage their accounts and finances effectively. Users can easily view their account balances and transaction history, and even enable the Fast Balances feature to quickly check balances without logging in. The app also provides account alerts via email, text, or mobile notifications, allowing users to stay updated on their financial activities.

In addition to account management, MBT offers convenient services such as check deposits, fund transfers between accounts, and bill payments through the app. Users can also utilize Zelle® to send money to friends and family seamlessly. Business clients can take advantage of features like ACH file transfers and domestic/international wires in USD.

For any assistance with Mobile Banking, users can contact the support team at, available Monday to Friday from 8am to 6pm.

Please note that the mobile check deposit feature is subject to eligibility and further review, and there may be fees associated with certain services. MBT is a member of FDIC and an equal opportunity lender.