MayaCash is a free Android application designed for users seeking personal loans in Mexico. It allows individuals to request loans ranging from $2,000 to $30,000 pesos with repayment terms between 91 to 120 days. The application features a maximum Annual Percentage Rate (APR) that varies from 31.03% to%, depending on the user's credit score. Notably, there are no additional fees beyond the interest charged, making it straightforward for borrowers to understand their total repayment amount.

To access loans, users must meet specific criteria, including being at least 18 years old, having a good credit history, and being a Mexican citizen with a bank account. The application process is simplified into a few steps: downloading the app, completing a questionnaire, and waiting for loan approval. MayaCash emphasizes data security, assuring users that their personal information is protected, and encourages timely repayments to enhance future borrowing limits.