マネーフォワード for 栃木銀行 is a personal finance and asset management app designed for users of Tochigi Bank. It allows users to manage multiple accounts from various banks, securities companies, credit cards, debit cards, electronic money, and points, all in one place. The app automatically categorizes expenses, making it easy to track spending. It also provides analysis and graphs to help users visualize their financial flow. Users can easily set budgets and savings goals based on average data from similar users. The app offers features such as notification of new transactions, alert emails for significant transactions, and automatic receipt scanning. Premium services are available for extended data viewing, increased account connections, and more. The app is developed and operated by Money Forward k.k., with a strong emphasis on security and privacy. Users can contact support through the app's FAQ page or email.