Lukiao is the first credit platform in the Philippines to offer online loans to business, professional, and self-employed individuals. We are a non-bank financial company, licensed and regulated by the Department of Financial Services.

Our mission is to make financial services accessible to everyone, especially the under-banked and under-insured.

How does Lukiao work?

1. Download the Lukiao app and complete the online application.

2. Fill out the online form and wait for the approval.

3. If your application is approved, you will receive the money directly into your bank account.

Why is Lukiao different?

1. You can request loans from as little as $100,000 to as much as $6,000,000 in cash. You can request loans in any cash, no matter if you are employed or self-employed. You can request loans from any business, professional, or self-employed individual.

4. You can request loans from anyone, no matter if you are a man or a woman.

5. You can request loans in any age group, no matter if you are a young adult, a middle-aged adult, or a senior adult.

6. You can request loans for any purpose, no matter if you need money to buy a new car, to start a business, to pay off your wedding, or to build a house.