Welcome to the liviPayLater app, a comprehensive portal for all your payments, savings and money transfers. We’re committed to offer you a new way to live life on the go.

1. Scan to Pay

Enjoy shopping in the comfort of your own home.

QR Payment, a fast and easy mobile payment service that’s ideal for use in shopping malls and merchant stores, enables you to use your smartphones to pay and get rewards. QR Payment is available at over 50,000 merchants across Hong Kong.

This online payment service works in the same way as an actual QR code, but is compatible with the app, allowing you to enter a specific merchant store directly from the application.

Use the QR Payment app to enjoy all kinds of savings. The payment process is very simple: simply scan the QR code, complete the payment through the QR Payment app, and you’re done. You will also be rewarded with points once you make a purchase. You can also earn rewards by referring your friends and family to our service.

Download the app today to experience all of the possibilities that it offers!

The app offers competitive interest rates, with no minimum deposit requirements. You can enjoy low rates and more points when you borrow.

2. Scan to Earn

Turn your smartphone into an active credit score.

You can check your credit score, report your payment history, credit report, and even view your recent payments and credits.