Кредитная история is an Android app that provides two significant services to its users. Firstly, it offers a credit rating check for 299 rubles, and secondly, a credit history check from NBKI for 899 rubles. Both reports can be useful when applying for a new loan.

The credit history from NBKI contains detailed information about where and when you took out loans, payment methods, and whether there were any delays. On the other hand, the credit rating is a concise report from NBKI that is more user-friendly. It clearly presents why you are not being granted a loan and the likelihood of approval for a new credit. Moreover, users can access their credit history for free once a year by sending a request to NBKI via mail within two weeks.