Кредит онлайн 2021 is a mobile application that provides the most reliable and up-to-date information about all credit companies in Ukraine. The app serves as an aggregator of financial instruments and is purely informational. To obtain a loan in Ukraine, you need to have a Ukrainian citizen passport and tax identification number, be of legal age, have a mobile phone, and a credit or debit card from any Ukrainian bank. The minimum loan repayment term is 64 days, while the maximum is 365 days. The maximum annual percentage rate (APR), including the loan interest and all other fees and expenses for a year, is 32%, while the minimum is 1%. The penalty for overdue payments is 0.1% of the overdue amount per day, but not more than 10% of the loan amount. There are no other fees or charges. Failure to pay on time will result in the information being transferred to the Credit Bureau of Ukraine.