In Indonesia, the handphone is one of the most common products that are bought using credit. There are many websites that offer handphone loans to consumers, but most of them require the user to have a good credit score. In fact, the credit score is what determines whether the loan is approved or not.

In order to make it easier for the public to obtain loans without having to go to a bank, the Indonesia Bank Official Website launched an application that allows the public to submit a request for a loan and get the money directly to their bank account.

The way this application works is very simple. The public must first download the application, then fill out the form with the required information, and finally submit the application.