Kredi Notu is a free Android app developed by AFY Mobile that helps users calculate their estimated credit score. The app uses a combination of formulas to calculate the credit score, and the difference between the estimated credit score provided by the app and the actual credit score can be at most 5%. The app is easy to use and provides a convenient way for users to learn about their credit score.

The app updates the credit score monthly based on the instant notes given by the user with current values. The app has been tested using real data, and the maximum difference observed between the actual data and the estimated data provided by the app is 5%. The "Blog" section of the app provides users with detailed information on credit, banking, and finance-related topics. Users can also receive instant notifications about loan and credit card campaigns offered by banks.

It is important to note that Kredi Notu is not a credit score questioning process but a calculation process. To find out the actual credit score, which is binding on the banks, users can use Findeks (CCB) for paid questioning. The app has no relationship with Findeks or CCB, and the data provided by the app is developed within the algorithm and is estimated data with high accuracy.