This application is a credit grade learning tool, which aims to help people better understand the basics of credit. We hope that by providing this information, people can take better decisions when dealing with credit.

Our goal is to provide the best possible service to you, the user, at no cost. We will be using a number of different methods to try to ensure that the information contained within is accurate.

You must have a minimum of 20/50 credit score in order to take out a loan. The minimum and maximum period for repayment is between 1 and 60 months. The maximum period for repayment can be up to 60 months, and the interest rate can be up to 35%.