Kosh is a free loan app for individuals, where you can get personal loans of up to Rs 2 lakh. It is a very simple and user-friendly process to apply for a loan.

Here are a few steps that you need to follow:

Install Kosh App: You need to install the Kosh app on your Android device. Once you have installed it, you need to register your mobile number and add your group members for a Group Loan.

Your Data is Safe with Kosh: Your personal information is safe with Kosh. Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via a 128-bit SSL encryption.

Our App is Easy to Use: Kosh is a very simple and user-friendly process to apply for a loan.

Our App has Fast and Easy Process: You can apply for a loan in just a few minutes. 

Our App has 100% Paperless Process: All the documentation required for the loan application is done on your mobile phone. There is no need to go to the branch.

Kosh has Flexible Loan and EMI Options: You can choose the loan amount, the loan period, and the interest rate. You can also choose between a fixed interest rate and a variable interest rate.

Eligibility: Kosh is a very simple and user-friendly process to apply for a loan. You need to be between the ages of 20 and 65 years.