Koperasi Simpan Pinjam is a free Android app developed by PT Sinar Teknologi Retailindo that provides a comprehensive bookkeeping solution for cooperatives. It is not a platform for online lending, but rather a tool that assists in the management of cooperative finances.

The app's primary features include managing member information, savings, loans, and cooperative identity setup. In the member section, users can add, edit, and delete member information, as well as record transactions and generate transaction summaries. The savings section allows users to add, edit, and delete savings information, record transactions, and generate transaction summaries. The loans section enables users to manage loans, including adding, editing, and deleting loan information, recording transactions, and generating transaction summaries.

Moreover, the app also allows users to set up cooperative identity and configure settings such as rounding, late payment fines, and minimum balances for savings and interest. Koperasi Simpan Pinjam is a valuable app for cooperatives seeking to streamline their financial management process.