KOPA HELA is a free Android app developed by smartdev999 that aims to help entrepreneurs implement their business ideas and finance them. The app claims to provide up to Ksh 90,000 directly to your Mpesa account, but it is not a personal loans app. It offers various skills that users can apply to make a living and kick-start their new career path as an entrepreneur.

The app's interface is simple and easy to navigate, making it accessible to users of all skill levels. KOPA HELA offers a range of features that can help users learn how to make money, including strategies for implementing business ideas and financing them. The app provides users with various tools and resources to help them achieve their entrepreneurial goals.

Overall, KOPA HELA is a useful app for entrepreneurs looking to learn new skills and implement their business ideas. While the app does not offer personal loans, it provides various strategies and resources for users to make money and kick-start their entrepreneurial journey.