KongaPay is a smart mobile payment platform that simplifies payments and purchases in Nigeria. This free app is available to anyone with a MasterCard or Visacard, making it accessible to a wide range of users. With KongaPay, users can buy airtime, pay for TV subscriptions (DSTV and GOTV), and send and receive money instantly.

KongaPay offers a unique set of features that make it stand out from other payment platforms. Firstly, there are no charges on any transactions - no COT, no convenience fee, just comfort, simplicity, and security. Secondly, KongaPay provides 100% coverage on all transactions made on Konga.com, ensuring users can get a refund if their order does not arrive in the expected condition.

The app also offers other benefits such as the ability to send and receive money using just a phone number, no need for a card, token, or account number, and no need to fund your wallet to transact. KongaPay is partnered with Nigerian banks, ensuring secure transactions with no third parties involved. The app also runs a fraud detection system for added security. Setting up an account is quick and easy, taking under two minutes. With KongaPay, users can set up recurring payments, and refunds are instant.