Klever is a free mobile application designed to help you keep your bills organized and pay them flexibly with just one swipe. With Klever, you can say goodbye to lost bills and emails in your inbox as it gathers all your bills in one place and reminds you of their due dates.

This app offers versatile payment methods, allowing you to pay your bills with credit or debit cards, request a due date extension, or split larger bills into smaller installments. Klever is completely independent of banks, so it does not have access to your account information or online banking.

To use Klever, you can take a photo of your paper bill or forward an email bill to your personal billing address in the app. Klever will then copy the bill details, and you can approve the payment with your preferred authentication method.

It is worth noting that to use Klever, you must have a Finnish bank card and be of legal age.