Kamoa is a free mobile app that aims to provide a better way for Kenyans to access affordable loan offers from a range of lenders. As a credit marketplace, Kamoa helps borrowers find the right loan for their needs and demystifies the credit scoring process, allowing users to control their own creditworthiness.

One of the standout features of Kamoa is its data-driven platform. By using real data, Kamoa provides lenders with an accurate and unfiltered picture of the borrower's true current circumstances. This allows lenders to make more informed decisions and offer better loan terms.

Kamoa's innovative scoring system, known as the TrustScore, is another highlight. The more data a user shares, the higher their TrustScore becomes. An improved TrustScore translates to better and cheaper loan offers in the future. Even if a user is not currently seeking a loan, they can still keep track of their TrustScore and ensure they are prepared for any future financial needs.

With Kamoa, users have control over their financial information and can access affordable loans from a range of lenders. Signing up is quick, free, and easy, and the platform is accessible to anyone over the age of 18.