Jom Tunai is a free finance app that offers customers secured financing solutions. Whether you need the money for personal usage or business matters, Jom Tunai provides quick financing options with no more second-guessing. To become a member, you must be at least 18 years old. The app offers a minimum payment duration of 3 months and a maximum repayment period of 24 months. The maximum Annual Percentage Rate (APR) is 0%, and there is a processing fee that ranges from RM300 to RM15000, depending on the loan amount.

Users can calculate the loan amount based on the loan period and interest rate, and the total repayment amount is the sum of the loan amount and total interest charge. Late payment penalties may apply. The app offers a simple and straightforward way to calculate monthly installments and the total cost of the loan. To use the app, users must agree to the terms and conditions, which can be found on their website. For persons of 18 years old and above only, Jom Tunai is a reliable option for those in need of quick and secure financing solutions.