What is Joe?

Joe is an application for managing your expenses. It allows you to split your last expenses into several installments, so you don't have to keep track of everything and pay it all at the end of the month. You can choose when and where to pay.

It is the first application in France that allows you to do this and it is accessible to everyone.

It is free, no registration is required, and it is in French.

How does Joe work?

To split your expenses, simply create an account in a couple of minutes. You will be given a code that you will need to get a refund from your bank. The app is secure and confidential.