Jiko: Spendable T-Bills is a revolutionary financial network that allows users to invest in T-bills seamlessly and with ease. T-bills are considered one of the safest investments in the world, offering competitive yields. With Jiko, users can keep their money directly invested in T-bills, earning the yield and taking home 100% of the earnings generated by their investments.

One of the standout features of Jiko is its on-demand liquidity. Users can access their money instantly by using Jiko debit cards, which liquidate their investments in real-time to cover the cost of purchases. Additionally, users can earn 1% cashback on debit card purchases, making their spending even more rewarding.

Jiko ensures transparency and security by storing users' money in government-backed assets held in custody at BNY Mellon. The Jiko Solid™ Debit Card displays limited information and can be locked from the app, providing users with peace of mind. For online spending, Jiko Virtual Cards can generate multiple card numbers, further enhancing security.

Overall, Jiko: Spendable T-Bills offers a unique and convenient way to invest in T-bills, providing users with the safety and yield of T-bills, on-demand liquidity, and transparent and secure banking services.