IVOJI is a digital financial technology platform that is officially registered and supervised by the OJK with the permit number KEP-73/DIt is a legal, safe, and transparent platform that connects lenders and borrowers. The platform enables borrowers to get financing and loans, while lenders can earn profits from the managed loans. This application is available on the iPhone platform.

The platform offers loans for a period of 61 to 90 days, with a maximum interest rate of 36% per year. The maximum loan amount is Rp. 5 million. To get the loan approved, users must provide personal information, such as their age, nationality, income, and personal bank account. Users must also upload documents, such as their KTP photo and selfie photo. The user data is verified by the team before approving the loan. They can contact the developer for more information via WhatsApp, website, or email. Their service is available from Monday to Friday, 09::00.