iRMA is a digital products and services marketplace application designed to help agents and shops sell their products online and offline. It offers an extensive range of services, including digital products like mobile top-ups, data packages, PLN tokens, and e-money top-ups. Additionally, the app allows users to pay bills for services like electricity, water, and postpaid mobile phones. Furthermore, agents can sell travel tickets, such as airplane and train tickets, and micro-insurance policies against diseases like dengue and typhus.

Moreover, iRMA enables users to transfer money to over 160 national banks and offers easy top-up options through various channels, such as bank transfers, AlfaMart, OVO, KasPro, and Virtual Account. The marketplace, Pasar Warto, allows users to sell their products to customers nationwide, creating an ideal platform for small businesses and entrepreneurs. Overall, iRMA is an excellent application that offers a variety of services to both its users and agents.