"Iпотека Lite" is a mobile service designed to optimize mortgage expenses. The app aims to enhance program capabilities through mobile phones, uniting mortgage market participants across Russia. Partners include insurance companies (8), banks (14), appraisal companies (5), and companies involved in property acceptance from developers (24), all affecting mortgage servicing costs (current as of AprilAdditionally, network furniture and building material stores are part of the program.

"Iпотека Lite" assists in lowering mortgage interest rates through refinancing, reducing mandatory mortgage insurance costs, reclaiming bank interest taxes, and obtaining property tax deductions. The app features simple calculators to help mortgage holders identify opportunities for savings effectively.