InstantPay is a free Android application developed by SMSdaak India Limited that offers Neo Banking solutions to individuals, SMEs, and Corporates. The app aims to deliver financial services to the larger India by acting as a Business Correspondent authorized by various banks in India.

One of the largest offline retail networks of over 75,000 Digi Kendra's spread across India operates InstantPay. These merchants are local entrepreneurs who assist consumers in performing digital transactions. InstantPay offers a variety of services, including money remittance and financial services, prepaid recharges, bill payments, insurance premium payments, travel reservations, subscriptions, corporate gifting and prepaid cards, e-governance and healthcare, and other digital services.

InstantPay also provides an all-in-one Business Bank Account, complete API banking suite to embed banking into businesses, personalized banking for individuals, and mainstream banking for the underserved with our asset-light physical banking points. InstantPay offers a comprehensive solution for anyone looking for a reliable and accessible banking solution.