The Instant Financial app is a tool for employees who are offered Instant as a method of pay. To receive your pay on Instant, your employer must offer the service.

If you are an employee who is offered Instant Financial, you will receive a financial card that you can use to make purchases in stores and online. Your employer will send you a letter with a unique identifier that you will use to log in to the app.

The app will allow you to receive your wages and/or tips, and make payments in-store and online. The app will also provide you access to money at ATMs, and you can withdraw cash from them.