Ingo Money App - Cash Checks is a free finance application available for iPhone users. It allows users to cash almost any type of check, including personal, business, and payroll checks, from anywhere and at any time. With the app, users can get their money in minutes, and the funds will be transferred to their bank, prepaid card, or PayPal account. Additionally, users can choose to pay credit card bills, buy an Amazon.com Gift Card, or split a check and fund multiple accounts.

To start using the app, users need to create a profile and link their bank debit card, prepaid card, PayPal account, and credit cards. To cash a check, users must take a photo of the front and back and submit it for review. Once the check is approved, the money is guaranteed, and users can spend it on purchases and payments made in-store, online, and in Apple Pay. The Ingo Money App is an ideal solution for people who want to avoid check cashing lines, deposit holds, and take-backs.

Overall, the Ingo Money App - Cash Checks is a reliable and convenient app that makes cashing checks hassle-free. The app is available in dozens of mobile banking apps, including American Express Serve and Bluebird by American Express. However, users should be aware of the terms and fees associated with the app.