Indodana is a fintech platform developed by ARTHA DANA TEKNOLOGI PT that offers loan services, PayLater, and credit card-free installments. Since its launch in November 2017, the platform has been providing a convenient, secure, and comfortable way for customers to meet their financial needs.

Indodana offers a wide range of loan options from 61 days to 12 months, with a cash loan of up to Rp15,000,000. The interest rate is calculated based on the annuity method (effective interest rate), with an APR of 36%. Customers can easily simulate their loan repayment options based on their chosen tenure.

The platform provides a discount of up to Rp1,000,000 for purchases with a tenure of up to 12 months. Customers can enjoy a light interest rate and an easy process for loans up to Rp15,000,000. Indodana is authorized and supervised by the Financial Services Authority (OJK) and is a member of the Indonesian Fintech Lending Association (AFPI).