India1 App is a free mobile application that offers its users access to manage India1’s loyalty reward program and financial products such as two-wheeler loans, gold loans, farm equipment loans, insurance, credit cards, EMI cards, credit reports, utility bill payment, and savings products such as fixed deposit and digital gold from reputed partners including aggregators, banks, NBFCs, insurers, and credit bureaus. India1 Payments Ltd, the developer of the app, is the largest White Label (SURU) ATM brand in India, with over 12,000 ATMs deployed across 16 states in semi-urban and rural markets.

The app provides an easy-to-use interface to access the loyalty program, redeem reward points as cashback or mobile recharge, earn referral bonuses, locate the nearest India1 ATMs, and apply for instant-approval credit cards, two-wheeler loans, and insurance. Users can also pay their utility bills through the app. India1 App is compatible with Android 13.0 and is available for download in the Business & Productivity category, specifically under the Finance subcategory.