Indi Smart Banking is a mobile banking app designed to cater to the needs of independent workers. This app provides a smart banking solution for independent contractors, freelancers, and gig workers to manage their finances seamlessly. Indi offers a single account that enables users to visualize their balance in two categories, Okay to Spend and Tax Savings. With the app, users can get a personalized tax savings goal and save for taxes automatically. This app also offers an Indi debit card for purchases, receipt capture, and smart tips for tax payment reminders, intelligent tips, and real-time notifications.

Indi offers a no signup fee, no monthly service fee, no minimum balance requirement, and no overdraft fees. The app is FDIC-insured, making it a safe and secure banking solution for independent workers. Indi is a prepaid account, and the funds are held at PNC Bank, National Association, and are eligible for FDIC insurance, subject to FDIC insurance coverage limits. The Indi prepaid debit card is issued by PNC Bank, National Association. Withdraw cash fee-free at over 18,000 ATMs in the PNC network and deposit cash at retailers nationwide.