IMS Mobile (Merchant Point) is a free, secure, and easy-to-use app that allows you to accept payments through different channels, including UPI, Bharat QR, and SMS/email. It also allows you to manage your sales and purchases through the mCommerce menu.

IMS Mobile (Merchant Point) is designed to help you accept payments easily, quickly, and securely. With this app, you can generate a unique identifier (ID) and use it to pay your merchant. You will be required to register with your merchant first, and then you will be able to access the app to make payments.

This app is free to download, and you will not be required to pay any additional fees to use it.