IKO is a mobile app for the activation of the IKO electronic banking service.

With IKO you can easily and safely open a bank account at PKO Bank Polski or Inteligo, regardless of your phone model, OS, or mobile device type.

The IKO app allows you to:

• Open a bank account.
• Transfer money from your bank account to another.
• Make payments to a beneficiary.
• Send money from your bank account to a contact or a group of contacts.
• Request a loan.
• Request an overdraft.
• Change the language.
• Change the currency.
• Find the nearest branch.
• Change the login password.
• Get the latest news.
• Join our cause.

## Why open a bank account with IKO?

The advantages of opening a bank account with IKO:

• Security - your device is not rooted, which means that no one can access your funds, data, and privacy.
• Speed - opening a bank account is fast and easy.
• Convenience - use IKO and send money to contacts right from your phone.
• Transparency - view all the transactions you've made in a graph.
• Product and service names - view all the products, services, and information.
• Localisation - the app allows you to find the nearest IKO branch.
• Multilanguage - the IKO app is available in four languages: Polish, English, Russian, and Ukrainian.