ICBC Turkey is a free productivity application designed for Android users, offering a robust suite of financial tools. The app allows users to perform various banking tasks conveniently, such as making deposits and withdrawals at ATMs across Turkey without any fees, and executing all EFT and transfer transactions at no cost. Users can also become customers without visiting a physical branch by using their chip-enabled Turkish ID card through the ICBC Mobile Branch.

In addition to basic banking functions, the app provides features like displaying and managing Virtual Credit Card information, repeating recent transactions, and unblocking SIM cards. Users can view and manage their loans, buy and sell mutual funds, update payment orders, and perform foreign currency transactions. The application also allows users to pay bills from partnered companies, make donations, and recharge mobile balances, all while offering easy access to account summaries and receipts.