hypoPAY is a free iPhone app developed by Hypo Tirol Bank AG. It falls under the category of Business & Productivity, specifically Finance. With hypoPAY, you can transform your wallet into a "Smartmonnaie" and say goodbye to bulky pockets and the hassle of searching for your wallet. This app allows you to use your smartphone as your digital wallet, making transactions more convenient than ever before.

One of the key features of hypoPAY is the ZOIN function, which enables you to send, receive, and request money from your contacts on your phone in real-time. No more dealing with IBAN and BIC numbers - a simple click is all it takes, provided both the sender and receiver are registered for ZOIN. The app also allows you to manage and use your digital customer cards, eliminating the need to carry physical cards.

hypoPAY requires iOS 11.0 or later and is compatible with iPhone, iPad, and iPod touch. To ensure security, the app is protected by your internet banking login credentials (username and password) and additional authentication measures such as a code or fingerprint.

With hypoPAY, you can enjoy the convenience of a digital wallet and streamline your transactions. Say goodbye to card chaos and embrace the simplicity of managing your finances with this user-friendly app.