Humm is a free finance application by Certegy Ezi-Pay, available on Android. The app allows you to buy now and pay later, in easy interest-free instalments from your favourite merchants online and in-store Australia wide. The app is easy to use and lets you pay in easy instalments, with the option to review your transactions and payments. The app also offers humm//TAPP, which is a new feature that allows for contactless payment when you shop in-store.

The humm//TAPP feature can be added to Google Pay through the humm app, and Tap & Go, easily and securely at humm participating merchants. To use the app, you need to be 18 years or older, have a permanent job of 20+ hours per week or are on an aged or veteran’s pension, meet their credit assessment criteria, be a permanent resident in Australia, and have a valid mobile number.

It is important to note that the humm app is free to use but an internet connection is required and normal data charges apply. Downloading and using this app is subject to humm Terms of Use. Overall, humm is a great app for those who want to pay for their purchases in instalments and want to keep track of their transactions in one place.