Holacredy is a mobile application designed for Android users that provides quick credit approval without requiring a co-signer. With a minimum term of 90 days and a maximum of 180 days, Holacredy offers credit approval based on the user's credit profile. The maximum annual interest rate is 30.18%, which amounts to a maximum monthly interest rate of 2.515% and a maximum daily interest rate of%. The app offers loans ranging from COP $100,000 to COP $1,500,000.

To apply for credit, users must meet the following requirements: be over 18 years old, have a valid ID, be a resident of Colombia, have an email address, have a mobile phone number, and have a bank account in their name. The app provides a simulation of the credit request and offers a complete process of registration, credit request form, and analysis, acquisition, and disbursement of the credit in one place.

Holacredy's privacy policy ensures that user data is protected and never shared without prior authorization. In case of any questions or concerns, Holacredy offers customer service through WhatsApp chat, email, and Facebook.