Hola Préstamo Cliente is a 100% digital intelligent credit factory that connects you to a financial or credit institution through an internet connection on your PC or mobile application. The platform applies the risk and payment capacity policies of the institution to which you are applying and presents you with a credit offer at the end of the process. The application process requires your acceptance of personal data processing and the necessary access permissions, and the platform uses encryption to safeguard your information.

The credit terms, rates, and periods depend on the country, financial institution, and type of product. In Colombia and Peru, the platform offers credit products for consumption, retail, SMEs, and microfinance, with repayment periods ranging from 3 to 72 months. The maximum Annual Effective Rate (TEA) varies depending on the country and the type of credit product, ranging from 25% to 120%. The Maximum Effective Annual Cost (TEAC) is calculated including all the financial costs, insurance costs, and other expenses in the total credit amount.

Overall, Hola Préstamo Cliente provides a convenient and secure way to apply for credit online, connecting you to reputable financial institutions in Colombia and Peru.