ほくほくPay is a free service exclusively available to individual customers that allows you to make direct payments from your account using your smartphone.

With ほくほくPay, there is no need to worry about charging your account as the payments are directly deducted from your bank account. The app also offers the convenience of delivering special coupons that provide great deals on your purchases. You can set a usage limit to ensure that you stay within your budget and avoid overspending. The app provides a list of stores where you can use ほくほくPay, making it easy to find places that accept this convenient payment method. Furthermore, you can easily check your transaction history at any time.

ほくほくPay is a useful solution for situations when you need to make a payment but don't have enough cash in your wallet, or when you're short on time to visit an ATM. It's also great for those times when you need to settle the bill quickly or want to take advantage of special discounts with coupon offers.

Why not make your everyday life smarter by using your smartphone as a wallet substitute with ほくほくPay?