ХМБ онлайн is a free Android app developed by ООО Хакасский муниципальный банк, which allows users to manage their bank accounts, credit cards, and payments in real-time through their mobile devices. The app requires users to register themselves or connect to the ХМБ-онлайн service at any office or ATM of the bank.

The app comes with a host of features that make managing finances easier and more convenient. Users can view information about their bank accounts, credit cards, and loans, transfer funds between accounts and cards, and make payments to other banks. They can also make payments through the Bank of Russia's fast payment system using a phone number, pay for mobile, city, and long-distance communication, as well as pay for utilities, taxes, fees, fines, educational services, internet, and TV.

The app also allows users to manage their card's security settings, block their card in case of loss, and search for bank offices and ATMs. Users can view their transaction history and analyze their expenses for a specific period and engage in electronic document management with the bank.