Gauss: Cut Credit Card Rates is a free Android application developed by Placid Inc. This app helps users to pay off their credit card balances up to 10 times faster. With Gauss, users can transfer up to $25k at 12%-16% variable APR from any card without any fees. Gauss also offers instant approval with a soft credit check, making it easier and faster to use.

The app provides a low-interest Gauss credit line which users can use on-demand or automatically. This credit line can be used multiple times, freeing up more space to pay off other cards. Gauss also allows users to manage all of their credit cards from a single app, making it easier to keep track of payments, balances, and progress. With Gauss Spot, users can avoid overdrafts and late fees on their credit cards by getting up to a $500 advance at 0% APR.

Gauss is available in 23 states and aims to help users build wealth in the easiest and fairest way possible. The app also offers personalized recommendations on optimal payments and helps users boost their credit score. Gauss is committed to helping users pay off millions of dollars of credit card debt instantly.