Circle Pay is a financial app for Android and iOS devices that lets you send money to others for free. Whether you’re in the same room or across the world, Circle Pay lets you send money simply and easily and insures deposits in USD of up to $250,00. With fast set-up, it only takes a few seconds to create an account and get started sending and receiving money. Chip in for group bills, pay rent or anything else with Circle Pay and you’ll always be covered and able to gauge your spending. Best of all, it’s free—free cash outs to debit, no fees or exchange rates and free to download.