Fonepay Business is a merchant application that offers a fast, secure, and hassle-free way to receive payments from customers. By scanning a QR code, customers can pay for purchases at the merchant's store. The merchant can receive payments from customers and use the funds to purchase inventory or services or pay bills.

To use Fonepay Business, a merchant first needs to register with their bank. Once the registration is completed, they can begin receiving payments. The customer will scan a QR code at the merchant's store to pay for the goods or services. The merchant can also receive payments on bills.