FinPoint (ФинПоинт) is a mobile application that offers quick online loans to citizens of Russia. The app allows users to apply for loans of up to 100,000 rubles with a repayment period of 91 days to 12 months. The loan application process is entirely online, and funds are disbursed within 15 minutes of approval.

One of the standout features of FinPoint is its easy repayment system. Users can repay their loans directly through the app using their bank cards. The app also offers fast and commission-free money transfers to user accounts.

It is essential to note that the app's maximum annual percentage rate (APR) is 365%, as determined by the Bank of Russia. For instance, if a user borrows 32,000 rubles for 12 months at a daily interest rate of 0.2%, they will have to make monthly payments of 6180 rubles, with a total repayment of 74,160 rubles.

Overall, FinPoint is an excellent option for Russian citizens in need of quick and easy loans.