FinChoice is a free finance application developed for Android users by FinChoice. The app provides a secure, easy-to-use platform to manage your FinChoice account. Users can transact and manage their accounts, buy airtime, data, and electricity, view statements, and request paid-up letters. Users can also update their financial details, make payment arrangements, and apply for payment assistance. In addition, the app offers a funeral plan, which users can manage 24/7.

The app also provides access to MobiMoney, which is free to activate and repayable in three months or sooner. Personal loans are also available, with a minimum repayment period of six months and a maximum of 36 months. The maximum annual percentage rate (APR) is 51%. An example of charges is provided on the app, where the total cost of a 24-month loan for R18 000 is R28The monthly installment is R1207.78 over 24 months.

Overall, the FinChoice app provides an easy-to-use platform for managing your account, making payments, and accessing financial services.