分唄 is a free Android app developed by 廿一世紀數位. It falls under the Lifestyle category with a focus on Shopping. With the slogan "無卡，就分唄。" (No card, just 分唄), 分唄 aims to provide a convenient online payment solution for those who do not have a credit card or are unable to use installment payments for various reasons.

One of the key features of 分唄 is that it allows users to apply for installment payments without the need for a credit card. Users can easily fill out a simple online form to apply. The application process is quick, and once the information is verified through a phone call, users can immediately proceed with their payment.

Another convenient feature of 分唄 is the ability to make payments by scanning a barcode at convenience stores. Users simply need to present the barcode on their mobile phones and make the payment for each installment period.

With 分唄, users without credit cards can now enjoy the convenience of installment payments. Say goodbye to the limitations of not having a credit card and start 分唄ing today.