EzPeso-Préstamo de Crédito is a free Android app developed by ezpesotech. It falls under the category of Business & Productivity with a subcategory of Finance. This app offers loans ranging from $10,000 to $3,000,000 with repayment terms of 91 to 360 days. The daily interest rate is 0.04% and the maximum annual interest rate is 14.6%. Additionally, there is a 12% commission and a 19% VAT. The TEA (Tasa Efectiva Anual) is 21.17%.

To illustrate the loan process, let's consider an example. If you borrow $400,000 for a term of 180 days (6 months), the commission and VAT would amount to $57,120. The total interest would be $28,800. The monthly repayment amount would be $71,466.67, with a final repayment amount of $428,800.

To be eligible for a loan, you must be a Chilean citizen, at least 18 years old, and have a Chilean bank account.

The process to obtain a loan is simple. Download the EzPeso app, register, and upload your identification card. Once approved, the loan will be deposited into your bank account within 3 minutes.

EzPeso values user privacy and protects all personal information. The data collected is used to verify your identity and establish your credit profile. Your personal information will not be disclosed to anyone without your permission, nor will it be sold to third parties.