Experian Credit Report is a free iPhone application designed to empower users with their financial health. It offers access to your Experian credit report and FICO Score, updated every 30 days, without impacting your credit. Users can also benefit from features like Experian Boost, which helps increase their credit score by factoring in regular bill payments. Additionally, the app provides credit monitoring services that alert users to any changes in their score or new inquiries on their report, ensuring they stay informed about their credit status.

The app also includes premium features such as Bill Negotiation and Subscription Cancellation, which can potentially save users an average of $631 per year. Users can compare various financial products tailored to their credit profile through the Marketplace. The Experian CreditLock feature adds an extra layer of security by allowing users to lock their credit file to prevent identity theft. Overall, Experian Credit Report offers a robust suite of tools for managing and improving credit health.