You can transfer money to your family and friends all over the world, and you don't need to use a bank, you can use the Epay wallet to transfer money to the payee, you can also use the money to exchange currency, buy foreign currency, or use it for travel.

To start a transfer, you can enter the amount you want to send and the payee's phone number, or you can use the search function to find a payee, then you can enter the amount you want to send. After that, you can choose the payment method, select the country, and select the currency you want to send. After that, you can enter the payment information, and the money will be transferred to the payee.

To receive the money, the payee can download the Epay app, or they can send the receipt to the email address you provided, then you can track the status of the transfer.