ePanta$ is a Syariah-compliant personal financing app specially designed for Malaysian public servants. Our comprehensive digital platform is created to provide you with a user-friendly experience, enabling you to easily apply for personal financing and safeguard your financial information.

With ePanta$, you can apply for Syariah-compliant personal financing of up to RM250,000 at a fixed profit rate with no collateral required. The application process is EASY and FAST, with approvals as quick as 24 hours.

Why choose ePanta$?

• Apply for financing anytime, anywhere
• Compare all available offers and choose the one that suits your needs best
• Applications submitted through ePanta$ are protected by your security password and One Time Password (OTP)
• Get real-time updates on your application status
• Access your past application records

ePanta$ features:

• Fill in your complete application details
• Take photos or upload supporting documents
• Log in periodically to track the progress of your application

ePanta$ will request permission for the following:

• Camera access: Allows easy identity verification through the eKYC system
• Media access: Easily upload supporting documents for your application
• Location access: Obtain accurate location information

Product features:

• Financing tenure: years
• Effective profit rate: up to 15.86% per annum
• Monthly installment formula (excluding a collection fee of 2.12%): ((P x I x N) + P) / n

P = Financing amount

I = Annual profit rate

N = Tenure in years

n = Tenure in months