NgernTidLor is a mobile application that provides non-life insurance and loan services to users in Thailand. It operates under the supervision of the Bank of Thailand and the Office of Insurance Commission, ensuring fair and transparent financial services. The app aims to empower people and enhance their lives by offering convenient and accessible financial solutions.

With NgernTidLor, users can easily manage their loans and insurance policies. They can check their bill details, pay bills, and view their loan and insurance information. The app also allows users to manage their Tidlor card, including opening new cards and checking the balance 24/7.

One of the key features of NgernTidLor is the ability to transfer loan funds directly to the user's bank account. This enables quick and convenient access to funds whenever needed. Additionally, users can renew their car insurance through the app, making the process hassle-free.

NgernTidLor also offers a cashback feature called "MyCashBack." Users can shop through the app and receive cashback directly into their bank account, providing an added benefit for using the app. Furthermore, the app supports online payments through QR codes, allowing users to make payments easily using any mobile banking application.