The app is intended for use by individuals who are 18 years of age or older and are legally able to participate in the online lending process. You must have a valid ID and a bank account in order to complete the application.

Once the application is completed, you will be notified of the approval or rejection of your loan. If your application is approved, you will be able to make payments directly to the bank account of your choice. If your application is rejected, you will be informed of the reason for the rejection and you will be able to make payments to a different bank account.

The loan terms vary from one bank to another and can be up to 180 days in length. The maximum annual interest rate is 25.55%. The loan rates are determined by your credit score and the lender will have the right to increase or decrease the rate. Your loan payments are made on a daily basis and your total amount due is determined by the total amount of the loan, the term, and the rate.