Empatkali - Bayar 4 Kali Cicilan 0% Belanja Online is a free Android app developed by Empat Kali and falls under the category of Business & Productivity, specifically Finance. The app is a payment solution that can be linked with digital wallets such as DANA and Gopay. It offers interest-free installment plans without the need for a credit card, making it possible for users to shop online without waiting for their payday. Empatkali has partnered with several merchants, local and international, such as Zilingo, Brodo, HijabChic, and Matoa, providing users the convenience of shopping from their favorite online shops and paying in installments without any extra charge. The app offers installment plans per 14 or 30 days without interest and only requires a KTP (Indonesian ID) for the application. Overall, Empatkali is a great app for anyone who loves online shopping and wants to manage their expenses more efficiently.